HDFC Gig

If you thought private Banks in India are giving government banks a run for their money in terms of products and services, think again.

Case point - HDFC. My first hand experience with HDFC Bank includes being told that none of their branches Karnataka accepts Ration Card (with photo) issued by Karnataka Government as ID proof for opening accounts. If you were to deposit money into your HDFC account from another HDFC branch.. there is a service charge of Rs.100 even if the branch is just 5 Kms from your branch. I have so far spent 20 days and Rs.1000/- plus to open a joint account. The other account holder has already signed and submitted completed form to the Bank. But they don't believe their account holder, they don't believe in Karnataka Government and they now need a new application if we are going to submit a newly issued PAN Card (applied for especially for the great HDFC account). Unfortunately the other account holder is not in the country and when he returns there will be no reason to apply for the joint account.

Fuck HDFC!!!! Is all I can think of. Not going back to that shit hole. "Government undertaken" Bank of Baroda gives a grander service.. without any young idiots thinking they got it made with a job in a private bank.